Public Employee Retirement Articles
Retirement guidance for teachers & state employees
Does a State Pension Reduce My Social Security?
In the intricate landscape of retirement planning, understanding the interaction of different income streams is crucial. This is especially true for state employees and teachers
Teacher Retiring in the Next Five Years? Everything You Need to Know
Retiring as a teacher can be problematic if you’re relying on traditional plans like a pension. Data shows that it’s often not enough to sustain
10 Reasons Why You Should Delay Taking a Pension
During their careers, people anticipate the day when they will be able to retire. When the time comes, it is essential to be financially secure
6 Ways To Protect Your Pension Income Against Inflation
With the economy suffering from inflation in the past few months, sticking to the lifestyle we have known can be challenging. While we may earn
11 Teacher Interview Questions [That You Must Know]
All teachers attest to the interview being crucial in landing a job. It doesn’t matter if you’re new or have years of experience. A negative
Best States for Pensions [Top 20]
People who are approaching or have recently begun retirement may have a wealth of life experience, but many are looking forward to their newfound freedom.
Maryland State Retirement: A Guide for Teachers & State Employees
Retirement planning can feel like one of those “not now, later” things. It can feel overwhelming when you don’t understand your different options, and you
How a Retirement Fund Can Affect Your Tax Returns
Research says the average age of retirement in the US is 62. But many Americans across different generations say achieving financial security in retirement will be difficult. That’s
5 Investment Tips for Young Teachers beyond Pension
Teachers are among the most valuable members of society, yet the average educator makes around twenty percent less than other professionals with the same education
A Checklist for Teachers before Retirement
A teacher’s pension will be one of the primary sources of funding once they retire. The problem is that a basic retirement plan barely covers
What You Need to Know About Pre-Retirement Planning
When you’re young, retirement is probably still far from your mind. But it’s never too early to plan for life in retirement, especially if you
Why Teachers Should Be Thinking About Retirement Now
What’s the easiest way to turn $1,000 into $1 million? Time. If you invest $1,000 in the stock market and earn an average 10% return,
A Teacher’s Age-By-Age Guide to Getting Ready for Retirement
People often wonder how they can make their retirement comfortable. For example, some plan to move somewhere warm for a change where they can lounge
4 Retirement Options for Your 403(b) Account
Spending your entire adult life working a job will eventually lead you to a point where you need to consider what happens when you reach
An Introduction to Life Insurance with Living Benefits
Life insurance policies can be quite the windfall for so many individuals, acting as precautionary measures for the ones that you love when you pass
4 Advantages of Paying Your Mortgage Before Retirement
Many people tend to think about paying off mortgages only once retirement is on the horizon. However, there is a great (and literal) pay-off to
4 Things Teachers Shouldn’t Do When Buying Life Insurance
Teachers have their hands full all throughout the school year, with having to discuss lessons, prepare exams, grade students, and more. Being able to have
What is the Difference Between the 457 Plan and 403(b) Plan
Everyone wants to retire while feeling secure, as unease can be a stressful burden. Part of having a retirement plan is prepping a considerable amount
A Teacher’s Guide to Retiring [3 Common Mistakes to Avoid]
As an educator in the United States, you’re eligible for an unusual mix of potential income sources in retirement. You’re eligible for a benefit-defined pension
Teacher Retirement: Defined Benefit vs Defined Contribution
Anyone who wants to retire comfortably should be familiar with basic retirement principles such as income planning, taxes, and longevity. However, teachers have unique retirement
Understanding the 403(B) Plan: The Basic Details You Should Know
If you are an employee of a tax-exempt organization or government entity (an example: public schools), you qualify for the 403(b) plan. This retirement plan
Teachers and Public School Workers’ Guide to Retirement Plans
No matter what profession you’re in, planning for your retirement is a must, especially for those approaching the retirement age. Working in the public sector,
457(b) – A Basic Guide
Though you’ve dealt with challenges aplenty in your lifetime, finally retiring your job and making the most out of your senior years is a step
6 Great Reasons to Save Up via a 403(B) Retirement Plan
A 403(b) plan refers to a version of a tax-sheltered annuity or a TSA. The plan is essentially a retirement account for employees working for
Tips on How You Can Manage Your Debt Better
Making sure that you are debt-free is perhaps the best way to save for retirement. When you don’t have any debts eating up all your
How Can I Prepare for My Retirement as a Teacher
You may want to ask if you qualify for a defined-benefit pension plan if you teach at a public school or a nonprofit private school.
What to Know About Retirement for Teachers
Anyone who wants to retire comfortably should be familiar with basic retirement principles. This includes income planning, taxes, and longevity. However, teachers have unique retirement
Settling Down for the Future – How to Plan Your Retirement
Retirement planning is a vital part of financial planning, no matter how far you think you are from retirement age. Once you’re unable to work
Never Too Soon: A Guide to Retirement Planning for Educators
One of the most prevalent myths in the workforce is that there’s no reason to think about your retirement until you’re in your 40s or
How Should Teachers Plan for Retirement?
A lot of people nowadays juggle more than one job to make ends meet. This is a reality for many professionals including teachers, especially those